What are the financial priorities in your 20s?

In your 20s, focus on: building an emergency fund (3 months of expenses), paying off high-interest student loans and credit card debt, capturing your full 401k employer match, opening a Roth IRA (your tax rate is likely lower now than in retirement), and building good credit habits. Starting to invest even small amounts in your 20s has dramatically more impact than investing larger amounts in your 30s or 40s.