Our Personal Finance Review Methodology

Some pages on My PersonalFi compare financial products, such as auto loans. Because compensation-influenced ordering can steer readers toward worse products, financial-product listings follow a stricter, payout-blind standard than the scored editorial reviews described above:

• Sort order. Financial-product listings are always ordered by the lowest starting APR the provider publishes, then alphabetically by name. Compensation, commission size, and click history play no role in order or placement, and no listing can pay for position.
• Inclusion criteria. A listed product must be available to US consumers, must link out directly to the provider's own application or rate-check page, and must publish a rate range we can display. Products meeting those criteria are listed regardless of whether or how much they compensate us; a product is never excluded for paying less, and inclusion cannot be bought.
• Update cadence. Provider-published rates, fees, and eligibility data are re-verified on a monthly cycle, and sooner when a provider notifies us of changes. Every listing displays the date its data was last updated. Published ranges are informational — always verify current terms with the provider before applying.
• Compensation. We may be compensated when you apply through links on these pages. That compensation never affects order, inclusion, or the substance of what we write. Rates shown are provider-published ranges, not offers of credit; your rate depends on your application. We are not a lender, broker, or financial advisor.

See also our editorial policy for sourcing, review dates, and corrections, or explore the payout-blind auto loans hub to see these rules applied.