What is a FICO score?

A FICO score is a three-digit credit score (300–850) calculated by Fair Isaac Corporation using information from your credit reports. It is the most widely used credit score by lenders when evaluating loan and credit card applications. Scores of 670–739 are considered "good," 740–799 "very good," and 800+ "exceptional." Most people with regular credit use and on-time payments fall in the 670–800 range.