My PersonalFi

May 10, 20263 min readpersonal finance

Top 5 Personal Finance Books Every 20-Something Should Read

The financial decisions you make in your 20s compound for 40 years. These five books give you the mental models to get them right.

May 7, 20263 min readpersonal finance

How to Build a 6-Month Emergency Fund Fast: A Step-by-Step Guide

A 6-month emergency fund is the foundation of financial stability. Most people have $0. Here's a realistic, step-by-step plan to build yours in 12 months or less.

investing

Roth IRA vs Traditional IRA: Which Is Better for You in 2026?

The Roth vs Traditional IRA debate comes down to one question: will your tax rate be higher now or in retirement? Here's how to answer it for your situation.

May 6, 20263 min readinvesting

May 5, 20263 min readpersonal finance

Rich Dad Poor Dad vs The Psychology of Money: Which Personal Finance Book to Read First?

Two of the most influential personal finance books ever written. One teaches mindset about assets and liabilities. The other explains why we make irrational money decisions. Both are essential — but which comes first?

May 4, 20263 min readpersonal finance

Best Personal Finance Apps 2026: YNAB vs Monarch Money vs Empower

The right budgeting app can transform your finances — or collect dust. We compare YNAB, Monarch Money, and Empower to find the best fit for your money style.

Stop Living Paycheck to Paycheck (Single Mom Edition) Review

A focused single-mom budgeting workbook that turns each paycheck into a plan. Practical, judgment-free, and short on theory — high on action.

Rich Dad x Poor Dad (Audible) Review

Kiyosaki's mindset classic on Audible: motivational, controversial, and short enough for a weekend of commutes. Useful for framing, light on math.

Income and Expense Log Book Review

A no-frills paper ledger for logging income and expenses by hand. Boring on purpose — and that is exactly why it works for habit-building.

Clever Fox Budget Planner & Monthly Bill Organizer Review

The Clever Fox Budget Planner is a sturdy, well-laid-out monthly notebook that turns budgeting into a one-hour ritual instead of a daily app battle.

Study Guide: Atomic Habits by James Clear (SuperSummary) Review

The SuperSummary study guide condenses Atomic Habits into chapter summaries and discussion prompts. Useful as a money-habit refresher, not a replacement for the original.

Rich Dad Classics Boxed Set Review

The Rich Dad Classics Boxed Set bundles Kiyosaki's most-cited mindset titles. Useful for motivation and asset framing, light on actionable math.

The Psychology of Money (Audible) Review

Morgan Housel's behavior-first money classic translates beautifully to audio. Short essays, calm narration, ideas that stick on a commute.